Provides cover for your stock and associated equipment against perils such as fire, accidental damage, storm, flood and theft. This also includes insurance for other equipment such as plant, tools, racking, office furniture, hired in generators, electronics and even for your building.

A cover that is designed to protect your business against financial losses as a result of not being able to trade due to an insured property damage loss for example a fire that destroys all of your stock just before the summer.

Protecting your business against claims arising from injury to another person or damage to another's property where you may be deemed negligent.

Protecting your business against claims arising from injury or illness to an employee as a result of their employment with you. This cover is still required even if it is casual labour or unpaid.