PROPERTY - EVENT EQUIPMENT INCLUDING HIRED IN TEMPORARY STRUCTURES AND PLANT:
What is it? This is cover on your own or hired in event equipment such as marquees, and associated equipment such as dance floors, furniture, and mobile toilets, etc. As standard this includes cover for theft, flood, storm, fire, malicious damage and accidental damage. Cover may be subject to agreed security levels and reasonable care having been taken. Most claims result from theft, malicious damage and storm damage following high winds which haven’t been forecast. In order for us to arrange cover you will need to find out the value of the equipment.
Do I need it? We suggest that you check your supplier’s Term’s and Condition’s to see if they are holding you contractually responsible for any equipment you have hired in. If so they may also require that you arrange adequate insurance. If they don’t specify that you must take out insurance then you will need to choose whether or not you would like the cover, and your decision will be based on your estimation of the risk, your financial situation in terms of whether you can afford to take the risk yourself and of course the cost of the insurance (which we will try to make as low as possible for you).
Please detail any other information which you feel might be relevant.